A garnishment is carried out if the attached person has not fulfilled his obligations. However, this has been preceded by many reminders and an enforcement order. So you can confidently say that the attachment is the last instrument of the creditors.
Many people feverishly think about how they can still raise the money required to dissolve the attachment. As a rule, they do not have the money at their own disposal, otherwise they would certainly not have made it this far. The money must therefore be borrowed. And that is through a loan despite attachment.
A difficult undertaking
Since the attachment is always noted with Credit Bureau, it is extremely difficult or impossible to take out a loan from a “normal” bank despite the attachment. Rather, in such a case, one has to contact private donors that can be found on the Internet. In order to find the right provider here, it should first be clarified where and what was seized. If the bailiff has seized something at home, it is less relevant than a garnishment. If the wages are seized, this can also be seen on the proof of income that must be presented with every loan application. And that makes the application even more difficult.
Ask for a loan
With a seizure in your own four walls, you can get a loan from many lenders despite the seizure and without Credit Bureau. Foreign banks will also have no problem with this, as the proof of income shows that money is regularly collected.
In the case of a garnishment of wages, on the other hand, you have to search a little longer and should not fall for dubious mediators. It is important that you generally do not make any advance payments. After all, you need money and don’t want to spend any. You should also look for a guarantor who additionally secures the borrowing. No lender will also reject valuables that can be offered as security.
So it is difficult to get a loan in such a situation. But if you optimize the requirements a little, a way will be found that can then help to avert the unpleasant attachment.